Unlike commercial banks, we provide funding for small commercial investments, from as little as $100,000. Non-conforming loans for non-conforming borrowers...no problem. For clients who can provide full documentation, we can fund up to $50 million.

BACI's Investment Capital Group arranges permanent debt, construction loans, land development funds and structured finance solutions for our clients.

Eligible client categories include: individuals, conservators, probate beneficiaries, administrators, executors, trusts, non-profits, partnerships and corporations.

Our funds are sourced from life insurance companies, pension funds, Wall Street conduits, banks, government agencies, CMBS, CDOs, private equity funds, private debt funds and individual investors.

Property Types

Warehouse/Self-Storage:
Over the past decade, we have seen a growing number of self-storage facilities appear around our neighborhoods. This once underserved market has been developed into one of the more competitive building classes in the country. New developments for self-storage buildings include state of the art security devices, 24-hour on-site management, video surveillance and fire control systems. In order to attract the widest customer base as possible, some facilities offer storage capabilities for wine, furs or vault type storage. While others offer climate controlled, cold storage or even exterior RV or boat storage. In markets where land comes at a premium, some self-storage facilities are several stories high. Large capacity freight elevators enable customers to access to their storage unit nearly as easy if it were on the ground. Whatever the case, we have a seasoned staff that is up-to-date with the most current advances in self-storage industry.

Retail Buildings:
Retail buildings come in many shapes and sizes and are intended for many different uses. Some cater to impulse shopping due to location while others are destination locations. Whether you have a free standing building of 1,000 square feet or a super regional shopping center we have the expertise to value your facility properly and efficiently. Bel Air Capital & Investments offers financing on a wide range of retail real estate investments. Whether it is a stand-alone retail site, a strip center or a regional mall, Bel Air Capital Financial can meet your financing needs.

Office Buildings:
CBD and suburban multi-tenant, single tenant and credit tenant office properties are eligible. Requires stabilized occupancy and income for long term debt. Bridge loans and short term debt available for un-stabilized properties or repositioning opportunities.

Industrial Properties:
As technology has improved, so has the style and construction of many types of industrial facilities. Whatever building type, style or location we understand the vast complexities and ever-changing markets that give rise to value. Often times, our experienced and expertly trained staff can access your property’s value in a very limited period of time. We constantly strive to maintain an up-to-date, active knowledge of the industry but we also don’t lose sight of this vital industry’s history.

Automotive Services:
From auto repair facilities, to convenience stores, to retail auto, to car washes, we have the flexibility to finance your loan. Our teams of appraisers possess a thorough understanding of the automotive services industry and work hard to process your loan request. Most transactions can receive environmental insurance approval within 72 hours. Whatever your financing needs, we make it our goal to serve you.

Special Purpose/Unique Properties:
Our nation's real estate market is extremely diverse with countless types of properties. Special purpose and unique property types may be an insurmountable hurdle to some lenders but at Bel Air Capital & Investments we have the knowledge and experience to clear those hurdles. Special Purpose and unique property types can include:

• Laundromats
• Funeral Homes
• Gas Stations
• Camp Grounds
• Outdoor Entertainment Centers
• Trailer/Mobile Home Parks
• Marinas
• Churches
• Adult Establishments

Bel Air Capital & Investments will consider all commercial and unique property types falling within our program guidelines and loan amounts.

Hotels/Motels:
Non-flagged hotels and motels are still considered a large component in the hospitality industry, but generally at a different competitive level. With our industry knowledge and expertise we feel we are more capable of understanding the non-flagged world of hotels and motels vs. other lending alternatives. Our valuation assumptions are based on facts that are relative to the property in question. Sources of revenue for non-flagged hotels and motels may include food and beverage areas, conference rooms, banquet rooms and daily room rentals but room revenue may also include weekly or monthly rentals that are typically not allowed in flagged hotels. This semi-permanent style of occupancy may be considered undesirable to some, but we recognize that certain properties compete at different levels. Again, the economics of supply and demand dictate the value.

Restaurants:
Whatever your dining pleasure might be, Bel Air Capital & Investments can fulfill the appetites for our clients with our keen knowledge of restaurant valuation. While we can't predict what restaurant will work at what location, we can do a thorough analysis of your location and facility to determine value. The time-tested adage of location, location, location applies to restaurants as much as anything else. Key factors in valuation include access, visibility, parking, and location, as well as a myriad of building factors such as size, age and condition.

Bel Air Capital & Investments offers competitively priced financing for a wide range of restaurant properties; including owner-occupied, and leased properties, quick-serve or full-serve restaurants, neighborhood settings or urban locations.

Healthcare:
Included in this category are all Assisted Living or Nursing Home types of operations where a license is required to operate the business.

For more information, contact us now.