First-Time
Homebuyer

    You don't have to pay rent. 100% financing is available for first-time homebuyers. See the chart below to see how much house a typical borrower can afford if she made mortgage payments equal to her current rent.

You Can Afford This Much House…*
Rent 0% Down 5% Down 10% Down 20% Down
$1,000 $200,000 $208,696 $213,333 $218,182
$1,250 $250,000 $260,870 $266,667 $272,727
$1,500 $300,000 $313,043 $320,000 $327,273
$2,000 $369,231 $384,000 $391,837 $400,000
$2,500 $461,538 $480,000 $489,796 $500,000
$3,000 $553,846 $576,000 $587,755 $600,000
*Based upon approved credit

Enjoy the privileges of home ownership...

  • Stop making your landlord rich
  • Year-after-year appreciation
  • Tax advantages
  • Low interest-rate home equity lines of credit

For a useful guide to buying a new home, please click here.

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Government Loans
Bel Air Capital has numerous government loan programs for first-time buyers, veterans, Native Americans, health service workers, teachers, firefighters and law enforcement personnel.

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